TRADESMAN AHİLİK FUND İNSURANCE

ESNAF AHİLİK SANDIĞI SİGORTASI

Abstract

Until February 23, 2017, individuals working independently in their own name and on their own account were excluded from unemployment insurance coverage. However, this situation was changed with the addition of Additional Article 6 to the Unemployment Insurance Law No. 4447; a Tradesmen Ahi Fund was established to provide temporary security against the risk of unemployment for independent insured workers. This regulation targets insured individuals who work independently without being tied to any employer, as defined in Article 4/1 (b) of the Social Insurance and General Health Insurance Law No. 5510. This study primarily addresses the conceptual framework of the Tradesmen Ahi Fund, followed by an examination of the scope of the Fund concerning individuals and the conditions for benefiting from it. Additionally, the structural and practical deficiencies in Additional Article 6 are critically assessed, and solutions to address these deficiencies are proposed.